The Best Chocolate Chip Banana Bread

This Chocolate Chip Banana Bread recipe is ultra moist because I use a secret trick! This banana bread can be made with or without the chocolate chips and is guaranteed to be your new go-to recipe!

Make sure to try my Chocolate Banana Bread too! It’s DOUBLE the chocolate!

A slice of chocolate chip banana bread topped with melted butter.

Why Is This The Best Chocolate Chip Banana Bread Recipe?

  • Super Moist. The reason this is the BEST Banana Bread is how soft and moist it is, without being mushy or spongey! I use a secret trick that I will talk about below on what sets my recipe apart and makes it the perfect texture!
  • Easy To Make. The beauty of banana bread is that it is a beginner friendly/easy to make recipe. No mixer needed for this one. 
  • Simple Ingredients. As long as you have some ripe bananas you will most likely have the remaining ingredients in your kitchen right now to make this banana bread!
  • Adaptable! What’s so great about my recipe is you can adapt it and make it your own! I love adding chocolate chips and walnuts, but I know so many of you don’t love nuts…simple solution, leave them out! I will give you a whole list of ways to switch up this recipe below!
Sliced bananas in banana bread batter

And The Secret Ingredient/Method Is…

Ok, I’ve kept you in suspense long enough! The secret ingredient that I use in my banana bread recipe is SLICED BANANAS along with mashed! I know it seems like a simple, if not unnecessary step, but I promise that it’s the recipe for success. Adding too many mashed bananas can make your bread really wet and mushy (almost gummy). But adding too few bananas can leave you with dry bread with less-banana flavor. The mashed bananas are the base of the batter, but folding in some thinly sliced bananas adds to the texture without weighing it down!

A loaf of chocolate chip banana bread with one slice cut.

Ingredients/What You Will Need

Don’t forget to scroll down to the bottom of the post for the recipe card with the full ingredient list and instructions!

  • Bananas. This recipe calls for 3 “medium” ripe bananas. This isn’t exact, obviously, which is fine. The only problem you could really run into is if you chose large bananas, which would end up making your bread super dense. If you only have large bananas, you could cut back to 2 – 2 1/2, depending on how big. You will be mashing 2 and slicing 1!
  • Melted butter. I like to use butter instead of vegetable oil in my recipe because it adds more flavor!
  • Granulated sugar
  • Eggs. I always use large sized eggs in my bakingrecipes. 
  • Vanilla extract
  • Sour cream. You can use full fat or lower fat, the difference in the final outcome is minimal. You can also sub in greek yogurt or buttermilk if you don’t have sour cream on-hand.
  • Baking soda
  • Kosher salt
  • All purpose flour
  • Mini chocolate chips. You can use full sized semi-sweet chocolate chips as well if that’s what you have, I just prefer the smaller chips in this! OR you can leave them out too!
  • Chopped walnuts. You can also use pecans, or totally omit the nuts!


This recipe is great for adapting, Here are a few ideas to make it just how you like it!

  • Add in some cinnamon. So many love the addition of cinnamon into their banana bread. A teaspoon of ground cinnamon is perfect.
  • Chop up some candy bars instead of chocolate chips. Chopped Snickers, or peanut butter cups are an amazing variation to give to this classic recipe. I have a recipe for Peanut Butter Cup Banana Bread too which really adds a lot of peanut butter flavor, if you’re into that sort of thing.
  • Add in some flaked coconut. If coconut is your favorite, this recipe would work great with 1/2 cup of sweetened flaked coconut mixed in.
  • Leave out all the additions. If you’re a purest and you love the most simple banana bread, letting the flavor speak for itself, go for it!
A slice of banana bread with chocolate chips and walnuts on a platter with a butter knife

One Bowl Instructions!

Prep your pan! My trick when I make any sort of bread in a loaf pan I like to cut my parchment paper into a long strip, so it fits nicely into the bottom of the pan, but hangs over the end of the pan. This makes it extra easy to remove the bread when it’s baked. You can just use the paper to easily lift it from the pan! Don’t forget to coat the pan before you lay down your parchment paper!

Banana bread batter in a mixing bowl with chocolate chips, chopped walnuts, and sliced bananas to be folded in.

Now grab two of the ripe bananas and mash them, and then thinly slice the remaining banana. Set the slices aside, because you will fold those in later. 

In a large bowl stir together the butter, sugar, eggs, and vanilla. Then add in the sour cream, mashed bananas, baking soda, salt, and finally the flour.

Finally fold in the sliced bananas, chocolate chips and nuts! If you choose not to add in the chocolate chips and nuts, that’s fine too! You can add in a teaspoon of ground cinnamon instead to add a nice flavor. 

Banana bread batter in a loaf pan topped with mini chocolate chips before going in the oven.

Transfer the banana bread batter into the prepared loaf pan and bake it for about an hour until a toothpick inserted into the center comes out clean. 


  • If your banana bread is browning on top too much and the inside isn’t quite done, loosely tent a piece of aluminum foil over top of the brad to slow the browning!

Can You Use Make These Chocolate Chip Banana Bread Muffins?

Yes, you absolutely can, and a lot of my readers have messaged me to let me know they’ve tried and had success. I do have a Banana Muffin recipe specifically written to be made as muffins, so check that out too, but if this recipe is just your favorite here are the steps:

  • Coat a muffin tin with nonstick spray or line with cupcake liners.
  • Using a large scoop, portion out the banana bread batter into the muffin tins about 3/4 full. 
  • You can sprinkle the tops it with homemade streusel if you would like to go the extra mile, but it isn’t necessary! 
  • Bake the muffins for 20 – 25 minutes until done.
A loaf of banana bread with two pieces sliced

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